If you’ve recently been in a car accident, one of the first questions that comes up is: How much is this going to cost? That’s where a collision repair estimate comes in. Whether you’re paying out of pocket or working through insurance, understanding how these estimates are built and what affects the final number can help you feel more informed and less overwhelmed.
At CARSTAR Robert’s Collision in Monterey, we believe in transparency, education, and honest service. In this blog, we’ll explain how collision repair estimates work, what affects the cost, and how you can make smarter decisions when choosing a repair facility.
What Is a Collision Repair Estimate?
A collision repair estimate is a detailed breakdown of the parts, labor, and services required to restore your vehicle to its pre-accident condition. It’s essentially a roadmap for your repair.
Most repair estimates include:
Parts needed (OEM, aftermarket, or recycled)
Labor costs (body, paint, frame, mechanical)
Paint and materials
Time estimates for repairs
Diagnostic fees or scans (especially for newer vehicles)
This estimate can be used to get approval from your insurance company or to compare pricing between different auto body shops.
How Do Shops Calculate a Collision Repair Estimate?
Here’s what happens when you bring your vehicle in for an estimate:
1. Visual Inspection
A technician assesses the visible damage and takes note of any obvious repair needs dented panels, cracked lights, misaligned doors, etc.
2. Photos and Digital Imaging
Shops like ours use digital photo imaging to document the condition of your vehicle. This step is essential for insurance companies.
3. Estimating Software
We use professional software that references labor rates, part prices, and manufacturer repair procedures to create an itemized estimate.
4. Hidden Damage Evaluation
Not all damage is visible. Once disassembly begins, more issues, especially structural or internal, can come to light, which may affect the final cost. This is called a supplement and is common in modern repairs.
What Affects the Cost of a Collision Repair?
Every collision is different, and so is every estimate. Here are the major factors that influence how much your repairs may cost:
1. The Severity and Location of the Damage
A dented bumper is very different from a crushed front end. Damage near safety systems (airbags, sensors, cameras) usually increases the cost.
2. Vehicle Make, Model, and Year
Luxury vehicles, hybrids, or newer models may require more expensive parts or specialized tools. Labor times can also vary based on your car’s design.
3. Type of Parts Used
OEM parts (Original Equipment Manufacturer) tend to cost more but ensure a perfect fit and safety.
Aftermarket parts may be less expensive, but quality can vary.
Recycled parts can be a good compromise in some cases.
Your estimate will reflect the part type recommended, and we’ll always explain your options.
4. Paint Matching and Finishing
Color blending, clear coating, and matching metallic or pearl finishes require time and skill. Paint materials are also a significant portion of most estimates.
5. Labor Rates and Facility Standards
Shops with I-Car certified technicians, advanced tools, and larger facilities (like ours) may charge more, but you get top-tier workmanship, OEM procedures, and better long-term results.
Insurance and Repair Costs
If you’re filing an insurance claim, your car accident insurance process will often include:
Adjuster review and approval of the estimate
Potential negotiation over part choices
Deductible payment (your out-of-pocket responsibility)
We work directly with all major insurance carriers to speed up the process and help get your repairs approved quickly and fairly.
Common Questions About Repair Estimates
Can I get multiple estimates?
Yes. You’re free to compare shops, but make sure each one is offering similar parts and procedures for a true apples-to-apples comparison.
Is the estimate the final cost?
Not always. Once repairs begin, hidden damage may be discovered, which can change the scope and cost. We’ll keep you informed of any changes.
Does insurance always cover OEM parts?
Not always. It depends on your policy and the vehicle’s age. But you can always request them, and we’ll advocate for the best option.
How long does it take to get an estimate?
In most cases, we can complete a thorough estimate in 30–60 minutes, depending on complexity.
Why Choose CARSTAR Robert’s Collision?
We don’t just fix cars, we restore peace of mind. At our Monterey repair center, we offer:
Computerized estimates with digital imaging
I-Car Gold Class certified technicians
OEM-approved repair methods
Insurance coordination
Zero Comeback Policy
We take the time to explain your estimate, answer questions, and help you feel confident about your repair decision.
👉 Learn more about our process here:
Our Collision Repair Services
Get Your Estimate Today
Been in a recent accident? Don’t guess what your repairs will cost. Get the facts with a professional estimate from CARSTAR Robert’s Collision.
Get your detailed inspection and estimate here: https://www.roberts-autorepair.com. Your safety matters. A strong frame matters. We’ll help you protect both.